Loan Programs

FHA

FHA loans have been helping people become homeowners since 1934.  Some benefits of FHA loans are low down payments, low closing costs and easy credit qualifying.
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VA

VA mortgage loans are one of the best and safest methods to use when buying a home.  Now even active duty personnel can qualify.
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USDA

The USDA changed rules in 2009 that makes millions of Americans eligible for its rural mortgage programs.  With the USDA loan, many are still able to get a zero down home loan.
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HARP

The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance.
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Jumbo Loans

Loan amounts from $417,000 up to $2,500,000; qualify with credit scores as low as 700; as little as 20% down payment.
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203K Renovation Loans

One of the best renovation products available to help you create a house into your home.  You can buy a home, fix it up the way you want it, and include all the costs in one loan.
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HomeStyle®

Allows borrowers to include financing for home improvements in a purchase or refinance transaction of an existing home.
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CRA

Used as an alternative to the FHA loan, the CRA program offers just a 3 percent down payment, NO borrower-paid mortgage insurance, 97 LTV for rate and term refinance, and interest rates below market rates.
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Home Possible®

Home Possible® mortgages offer low down payments for low- to moderate-income homebuyers or buyers in high-cost or underserved communities.  5 percent down payment; no credit score necessary; flexible sources of down payment including family, employer assistance programs and secondary financing; 15-30 year fixed-rate mortgages, 5/1, 7/1 and 10/1 ARMs available.
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Other Loan Programs Available!

  • FHA Condo Lending
  • Jumbo Condo Lending
  • Fannie Mae Condo Lending
  • FHA Reverse
  • New Construction Lending
  • Foreign National Lending